Bertie

A Tribute to
Cuthbert Heath

Visionary. Innovator. Pioneer of modern insurance.

"If there is a risk to be insured, we will insure it."

Cuthbert Heath (1859-1939)

  • Transformed Lloyd's of London
  • Introduced 'all risks' policies in 1881
  • Pioneered earthquake insurance after 1906
  • Developed burglary and credit insurance
  • Expanded Lloyd's into a global market

Heath's innovative spirit and willingness to insure the uninsurable laid the foundation for modern insurance practices.